It's called the "Heat Transfer" method. Now I know that there are people who sell soap for a living that swear by the heat transfer method, so this is all my personal opinion... but... I find it all a bit sketchy. Saponification begins the minute you add your lye to your oils, and I'd rather have that start when my mixture of fatty acids from the various oils is thoroughly mixed together and evenly distributed (clear), especially when hard and soft oils have such a different fatty acid makeup. And temperature control can be hit-and-miss at best using this method, since the initial saponification of your hard oil temperatures, then the initial saponification of the soft oil temperature is different and basically guessed at. Adding cool soft oil to melted hard oil might make the hard oil hard again. Why take chances when you don't have to? I need finer control over my temperatures to prevent mishaps and to have lots of time for color mixing and swirling later.
Why in such a rush? Isn't there something else you could do while waiting for your mixed oils to cool down, like read, have coffee, line molds, watch TV, clean the house, or surf the net? No need to hover over the pot while it cools!
If the top of those bars are still soft after a few more days, I'd follow soapbuddy's advice and rebatch.