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Teach Soap • View topic - Soap insurance

Teach Soap

Soap Making Recipes, Tips and Tutorials
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 Post subject: Soap insurance
PostPosted: Wed Jun 16, 2010 1:20 pm 

Joined: Mon Dec 28, 2009 5:36 pm
Posts: 32
Hi, I am getting ready to sell my soap at two different farmer's Markets. One of these locations requires liability insurance. I'm looking for the best deal I can find and still have good coverage. I also sell at 5 other locations. Is there a type of blanket coverage for soap sales? What is the average price of coverage, and does anyone recommend a certain company? I will also be selling vegetables at these farmer's markets. A friend of mine has 2mil. coverage for she and her husband's business also. The cost is over 1,000. I can't afford that kind of money. Any help and suggestions are welcome. Thank you. Judy In Kentucky


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 Post subject: Re: Soap insurance
PostPosted: Wed Jun 16, 2010 3:12 pm 
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Joined: Mon Jan 14, 2008 11:14 pm
Posts: 24336
Location: Mistress Of Lather
Hi Judy,
If your yearly sales are under $5,000, you can use RLI. If it's more, try the Soapmakers' Guild.

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Irena
Closed minds are like faulty parachutes; they refuse to open.


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 Post subject: Re: Soap insurance
PostPosted: Wed Jun 16, 2010 8:05 pm 
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Joined: Wed Dec 02, 2009 8:48 pm
Posts: 1838
What pray tell is RLI?

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 Post subject: Re: Soap insurance
PostPosted: Wed Jun 16, 2010 8:24 pm 
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Joined: Mon Jan 14, 2008 11:14 pm
Posts: 24336
Location: Mistress Of Lather

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Irena
Closed minds are like faulty parachutes; they refuse to open.


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 Post subject: Re: Soap insurance
PostPosted: Thu Jun 17, 2010 6:43 am 
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Joined: Sat Apr 25, 2009 8:58 pm
Posts: 244
Location: Natick, MA
Chris Alexander from RLI is very helpful and helped me get my insurance :D

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 Post subject: Re: Soap insurance
PostPosted: Thu Jun 17, 2010 2:21 pm 

Joined: Tue Jun 08, 2010 1:06 pm
Posts: 7
Location: Pennsylvania USA
If you also make candles, do not bother contacting RLI -- I mentioned this to the agent and he said that he was not permitted to even give me a quote since they cannot insure anyone who makes candles. I said "what if I stop making candles" and he said "how do I know you won't make them at some point?" :?


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 Post subject: Re: Soap insurance
PostPosted: Thu Jun 17, 2010 2:56 pm 
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Joined: Sat Nov 21, 2009 5:45 pm
Posts: 2522
Location: Wisconsin
I don't get it... what if you started cooking for someone and they became ill would we expect that to be covered? If some one is buying insurance for soap making then that is what I would expect to be covered. Or maybe it would cover all of the bath and beauty items. Candles?????? Where do the candle makers get insurance?

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Sometimes A Mistake is so much fun, You just have to do it again!


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 Post subject: Re: Soap insurance
PostPosted: Thu Jun 17, 2010 3:57 pm 
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Joined: Mon Jan 14, 2008 11:14 pm
Posts: 24336
Location: Mistress Of Lather
If you sell candles, Indie Beauty will cover you, just as long as you make soap as well. http://www.indiebeautynetwork.com/chann ... urance.asp

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Irena
Closed minds are like faulty parachutes; they refuse to open.


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 Post subject: Re: Soap insurance
PostPosted: Tue Jun 22, 2010 10:30 am 

Joined: Wed Feb 10, 2010 8:48 am
Posts: 9
Try here.... they should be able to help you..

Association of Artisan Businesses


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 Post subject: Re: Soap insurance
PostPosted: Tue Jun 22, 2010 12:01 pm 
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Joined: Wed Jul 08, 2009 10:27 am
Posts: 101
I got my insurance through the same company that handles our homeowners/auto/life insurance...

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