Actually, PayPal charges 2.9% transaction fee on the total sale amount plus a $0.30 fee per transaction FOR WEBSITE SALES. To use the phone payment option, you will have to sign up for their "Virtual Terminal" option, which costs $30 per month and the fee for using it is 3.1% on the total sale plus $0.30 per transaction. And unless they've changed it, you don't get a card reader. You actually have to key in everything by hand. I used it for a while, too expensive and too much trouble. With Square, there is no fee per transaction, and of course, you've got the card reader. It's also safe: encrypted, etc., and it takes all the same credit cards that PayPal takes. Just something for you to consider before you decide on something! Hope this info helps.
